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Blue Cash Everyday from American Express vs The Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and more.
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Feature Comparison
| Feature | Blue Cash Everyday from American ExpressAmerican Express | The Platinum Card from American ExpressAmerican Express |
|---|---|---|
| Rating | 4.3/5 | 4.8/5 |
| Annual Fee | $0 | $895 |
| APR | 19.49% - 28.49% | N/A (Pay Over Time: 19.49% - 28.49%) |
| Signup Bonus | $200 statement credit after spending $2,000 in 6 months | As high as 175,000 points after spending $12,000 in 6 months (offer varies by applicant) |
| Rewards Rate | 3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6K/yr each), 1% on everything else | 5X on flights and prepaid hotels via Amex Travel, 1X on everything else |
| Credit Score | good | excellent |
| Pros | 3% at supermarkets, gas stations, and online retail with no annual fee 0% intro APR for 15 months on purchases and balance transfers No foreign transaction fees (rare for a no-fee card) | Centurion Lounges + Priority Pass + Delta Sky Clubs (10 visits/yr) Over $2,000 in annual credits (hotel, airline, Uber, Saks, Resy, CLEAR) 5X on flights and prepaid hotels via Amex Travel |
| Cons | $6,000 annual cap per 3% category Only 1% on non-category purchases Lower grocery rate than Blue Cash Preferred's 6% | $895 annual fee is steep without maximizing credits 1X on most non-travel spending Charge card — balance must be paid in full (Pay Over Time available) |
| View Details → | View Details → |
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Verdict
Our Pick: The Platinum Card from American Express
With a 4.8/5 rating, the The Platinum Card from American Express edges out the Blue Cash Everyday from American Express (4.3/5). At $895/yr, the value proposition is strong. The Amex Platinum is the ultimate luxury travel card. With unmatched lounge access, 5X on flights and hotels, and over $2,000 in annual credits, it rewards frequent travelers who can put its perks to work.