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Comparing 2 cards
| Feature | Chase Sapphire PreferredChase | American Express Gold CardAmerican Express |
|---|---|---|
| Rating | 4.8/5 | 4.7/5 |
| Annual Fee | $95 | $325 |
| APR | 19.24% - 27.49% | 20.24% - 29.24% |
| Signup Bonus | 75,000 points after spending $5,000 in 3 months | Up to 100,000 points after spending $6,000 in 6 months (targeted) |
| Rewards Rate | 5X on Chase Travel, 3X on dining & streaming & online groceries, 2X on travel, 1X on everything else | 4X on dining (up to $50K/yr), 4X on U.S. groceries (up to $25K/yr), 3X on flights, 1X on everything else |
| Credit Score | good | good |
| Top Pro | 5X on Chase Travel and 3X on dining, streaming, and online groceries | 4X on dining ($50K cap) and U.S. groceries ($25K cap) is industry-leading |
| Top Con | $95 annual fee | $325 annual fee (offset by credits) |
| View Details → | View Details → |