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American Express Gold Card
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American Express Gold Card

American Express

4.7/5TheFireWallet Rating

If you love food and travel, the Amex Gold is your card. With 4X on restaurants and groceries worldwide, plus annual dining and Uber credits that nearly offset the fee, it's a premium card disguised as a mid-tier one.

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Key Details
Annual Fee
$325
APR
20.24% - 29.24%
Credit Score
Good
Rewards
4X on dining (up to $50K/yr)
Signup Bonus
Up to 100,000 points after spending $6,000 in 6 months (targeted)
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Pros & Cons

Pros

  • +4X on dining ($50K cap) and U.S. groceries ($25K cap) is industry-leading
  • +$120 dining credit + $120 Uber Cash annually
  • +Transfer to 20+ airline and hotel partners

Cons

  • -$325 annual fee (offset by credits)
  • -No 0% intro APR offer
  • -American Express not accepted everywhere
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Apply

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