New: Compare up to 3 cards side-by-side instantly Compare now →
Blue Cash Everyday from American Express vs Discover it Secured Credit Card
Side-by-side comparison of fees, rewards, benefits, and more.
[ 01 / 02 ]
·
Feature Comparison
| Feature | Blue Cash Everyday from American ExpressAmerican Express | Discover it Secured Credit CardDiscover |
|---|---|---|
| Rating | 4.3/5 | 4.1/5 |
| Annual Fee | $0 | $0 |
| APR | 19.49% - 28.49% | 26.49% |
| Signup Bonus | $200 statement credit after spending $2,000 in 6 months | Cashback Match — unlimited dollar-for-dollar match of all cash back earned in first year |
| Rewards Rate | 3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6K/yr each), 1% on everything else | 2% at gas stations and restaurants (up to $1,000/quarter), 1% on everything else |
| Credit Score | good | poor |
| Pros | 3% at supermarkets, gas stations, and online retail with no annual fee 0% intro APR for 15 months on purchases and balance transfers No foreign transaction fees (rare for a no-fee card) | Earn cash back rewards even while building credit — rare for a secured card Cashback Match doubles all rewards in year one No annual fee and automatic review for upgrade to unsecured card |
| Cons | $6,000 annual cap per 3% category Only 1% on non-category purchases Lower grocery rate than Blue Cash Preferred's 6% | Requires refundable security deposit ($200 minimum) High 26.49% APR Discover not accepted as widely as Visa/Mastercard |
| View Details → | View Details → |
[ 02 / 02 ]
·
Verdict
Our Pick: Blue Cash Everyday from American Express
With a 4.3/5 rating, the Blue Cash Everyday from American Express edges out the Discover it Secured Credit Card (4.1/5). No annual fee makes it easy to justify. The Blue Cash Everyday is the no-fee sibling of the Blue Cash Preferred. 3% at supermarkets, gas, and online retail makes it a solid everyday card for people who don't want to pay an annual fee.