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Blue Cash Everyday from American Express vs U.S. Bank Altitude Go Visa Signature

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Blue Cash Everyday from American ExpressAmerican Express
U.S. Bank Altitude Go Visa SignatureU.S. Bank
Rating4.3/54.3/5
Annual Fee$0$0
APR19.49% - 28.49%17.49% - 27.49%
Signup Bonus$200 statement credit after spending $2,000 in 6 months20,000 bonus points ($200 value) after spending $1,000 in 90 days
Rewards Rate3% at U.S. supermarkets, U.S. gas stations, and U.S. online retail (up to $6K/yr each), 1% on everything else4X on dining (up to $2,000/quarter), 2X on grocery stores, gas stations/EV, and streaming, 1X on everything else
Credit Scoregoodgood
Pros
3% at supermarkets, gas stations, and online retail with no annual fee
0% intro APR for 15 months on purchases and balance transfers
No foreign transaction fees (rare for a no-fee card)
4X on dining with no annual fee is best-in-class for a free card
2X on groceries, gas, and streaming covers common spend
0% intro APR for 15 billing cycles on purchases and balance transfers
Cons
$6,000 annual cap per 3% category
Only 1% on non-category purchases
Lower grocery rate than Blue Cash Preferred's 6%
$2,000 quarterly cap on 4X dining
20,000-point bonus is modest compared to competitors
Limited to U.S. Bank customers for best redemption value
View Details →View Details →
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Verdict

Our Pick: Blue Cash Everyday from American Express

Both cards tie at 4.3/5, but No annual fee makes it easy to justify. The Blue Cash Everyday is the no-fee sibling of the Blue Cash Preferred. 3% at supermarkets, gas, and online retail makes it a solid everyday card for people who don't want to pay an annual fee.

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