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Capital One QuicksilverOne Cash Rewards vs Capital One Venture Rewards
Side-by-side comparison of fees, rewards, benefits, and more.
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Feature Comparison
| Feature | Capital One QuicksilverOne Cash RewardsCapital One | Capital One Venture RewardsCapital One |
|---|---|---|
| Rating | 3.8/5 | 4.6/5 |
| Annual Fee | $39 | $95 |
| APR | 30.49% | 19.49% - 28.49% |
| Signup Bonus | None | 75,000 miles after spending $4,000 in 3 months, plus $250 Capital One Travel credit in first year |
| Rewards Rate | 1.5% cash back on every purchase | 5X on hotels and rental cars via Capital One Travel, 2X on every purchase |
| Credit Score | fair | good |
| Pros | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact | 2X miles on every purchase with no category tracking 75,000 mile bonus plus $250 travel credit for new cardholders No foreign transaction fees and transfer to 15+ partners |
| Cons | $39 annual fee High 30.49% APR No signup bonus | $95 annual fee with no travel credits to offset 2X base rate trails Venture X's earning structure No lounge access or premium perks |
| View Details → | View Details → |
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Verdict
Our Pick: Capital One Venture Rewards
With a 4.6/5 rating, the Capital One Venture Rewards edges out the Capital One QuicksilverOne Cash Rewards (3.8/5). At $95/yr, the value proposition is strong. The Capital One Venture is the sweet spot between simplicity and travel rewards. Flat 2X miles on everything with transfer partners and no foreign transaction fees — all for $95/year.