New: Compare up to 3 cards side-by-side instantly Compare now →
Capital One QuicksilverOne Cash Rewards vs Chase Freedom Flex
Side-by-side comparison of fees, rewards, benefits, and more.
[ 01 / 02 ]
·
Feature Comparison
| Feature | Capital One QuicksilverOne Cash RewardsCapital One | Chase Freedom FlexChase |
|---|---|---|
| Rating | 3.8/5 | 4.6/5 |
| Annual Fee | $39 | $0 |
| APR | 30.49% | 18.24% - 27.74% |
| Signup Bonus | None | $200 bonus after spending $500 in 3 months |
| Rewards Rate | 1.5% cash back on every purchase | 5% on rotating quarterly categories (up to $1,500/quarter, activation required), 5% on Chase Travel, 3% on dining & drugstores, 1% on everything else |
| Credit Score | fair | good |
| Pros | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact | 5% rotating categories plus 3% on dining and drugstores $0 annual fee with a $200 welcome bonus 0% intro APR for 15 months on purchases and balance transfers |
| Cons | $39 annual fee High 30.49% APR No signup bonus | Must activate quarterly categories to earn 5% $1,500 quarterly cap on 5% categories 3% foreign transaction fee |
| View Details → | View Details → |
[ 02 / 02 ]
·
Verdict
Our Pick: Chase Freedom Flex
With a 4.6/5 rating, the Chase Freedom Flex edges out the Capital One QuicksilverOne Cash Rewards (3.8/5). No annual fee makes it easy to justify. The Chase Freedom Flex combines rotating 5% categories with permanent 3% on dining and drugstores. It's a no-fee powerhouse that pairs with Sapphire cards to unlock travel transfer partners.