New: Compare up to 3 cards side-by-side instantly Compare now →
Capital One QuicksilverOne Cash Rewards vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and more.
[ 01 / 02 ]
·
Feature Comparison
| Feature | Capital One QuicksilverOne Cash RewardsCapital One | Chase Sapphire PreferredChase |
|---|---|---|
| Rating | 3.8/5 | 4.8/5 |
| Annual Fee | $39 | $95 |
| APR | 30.49% | 19.24% - 27.49% |
| Signup Bonus | None | 75,000 points after spending $5,000 in 3 months |
| Rewards Rate | 1.5% cash back on every purchase | 5X on Chase Travel, 3X on dining & streaming & online groceries, 2X on travel, 1X on everything else |
| Credit Score | fair | good |
| Pros | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact | 5X on Chase Travel and 3X on dining, streaming, and online groceries 10% anniversary bonus points on prior year's spend No foreign transaction fees |
| Cons | $39 annual fee High 30.49% APR No signup bonus | $95 annual fee No airport lounge access Limited premium perks vs. Reserve |
| View Details → | View Details → |
[ 02 / 02 ]
·
Verdict
Our Pick: Chase Sapphire Preferred
With a 4.8/5 rating, the Chase Sapphire Preferred edges out the Capital One QuicksilverOne Cash Rewards (3.8/5). At $95/yr, the value proposition is strong. The Chase Sapphire Preferred is the gold standard for everyday travel rewards. With flexible Ultimate Rewards points that transfer to 14+ airline and hotel partners, it's the card that started the travel rewards revolution.