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Capital One QuicksilverOne Cash Rewards vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and more.
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Feature Comparison
| Feature | Capital One QuicksilverOne Cash RewardsCapital One | Discover it MilesDiscover |
|---|---|---|
| Rating | 3.8/5 | 4.2/5 |
| Annual Fee | $39 | $0 |
| APR | 30.49% | 17.49% - 26.49% |
| Signup Bonus | None | Unlimited Mile-for-Mile match for all miles earned in first year |
| Rewards Rate | 1.5% cash back on every purchase | 1.5X miles on every purchase |
| Credit Score | fair | good |
| Pros | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact | First-year Miles Match doubles all rewards to effectively 3X $0 annual fee and no foreign transaction fees 0% intro APR for 15 months on purchases and balance transfers |
| Cons | $39 annual fee High 30.49% APR No signup bonus | 1.5X base rate is average after first year Discover not accepted as widely internationally No transfer partners or premium travel perks |
| View Details → | View Details → |
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Verdict
Our Pick: Discover it Miles
With a 4.2/5 rating, the Discover it Miles edges out the Capital One QuicksilverOne Cash Rewards (3.8/5). No annual fee makes it easy to justify. The Discover it Miles is a simple, no-fee travel card that shines in year one thanks to the Miles Match. Earn effectively 3X on everything for 12 months, then a solid 1.5X ongoing. Great for new cardholders who want travel flexibility.