New: Compare up to 3 cards side-by-side instantly Compare now →
Capital One QuicksilverOne Cash Rewards vs Wells Fargo Reflect Card
Side-by-side comparison of fees, rewards, benefits, and more.
[ 01 / 02 ]
·
Feature Comparison
| Feature | Capital One QuicksilverOne Cash RewardsCapital One | Wells Fargo Reflect CardWells Fargo |
|---|---|---|
| Rating | 3.8/5 | 4/5 |
| Annual Fee | $39 | $0 |
| APR | 30.49% | 17.49% - 28.24% |
| Signup Bonus | None | None |
| Rewards Rate | 1.5% cash back on every purchase | No rewards — this is a 0% intro APR card for balance transfers and purchases |
| Credit Score | fair | good |
| Pros | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact | 0% intro APR for 21 months on purchases and balance transfers — longest on the market $0 annual fee Cell phone protection up to $600 per claim |
| Cons | $39 annual fee High 30.49% APR No signup bonus | No rewards program at all Balance transfer fee applies No signup bonus |
| View Details → | View Details → |
[ 02 / 02 ]
·
Verdict
Our Pick: Wells Fargo Reflect Card
With a 4/5 rating, the Wells Fargo Reflect Card edges out the Capital One QuicksilverOne Cash Rewards (3.8/5). No annual fee makes it easy to justify. The Wells Fargo Reflect is the best balance transfer card available. 21 months of 0% intro APR with no annual fee gives you the longest runway to pay down debt interest-free.