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Capital One SavorOne Cash Rewards vs Amazon Prime Visa

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Capital One SavorOne Cash RewardsCapital One
Amazon Prime VisaChase
Rating4.1/54.4/5
Annual Fee$39$0
APR18.49% - 28.49%18.74% - 27.49%
Signup BonusNone$200 Amazon Gift Card upon approval
Rewards Rate3% on dining, entertainment, grocery stores, and popular streaming, 5% on hotels and rental cars via Capital One Travel, 1% on everything else5% at Amazon.com, Amazon Fresh, and Whole Foods Market, 5% on Chase Travel, 2% at restaurants, gas stations, and transit, 1% on everything else
Credit Scoregoodgood
Pros
3% on dining, entertainment, groceries, and streaming
5% on hotels and rental cars via Capital One Travel
No foreign transaction fees
5% back at Amazon, Amazon Fresh, and Whole Foods with no annual fee
5% on Chase Travel purchases
No foreign transaction fees
Cons
$39 annual fee (the Savor at $0 may be better for some)
No signup bonus
Only 1% on non-category purchases
Requires active Amazon Prime membership ($139/year)
Only 1% on most non-category purchases
Rewards are most valuable within Amazon ecosystem
View Details →View Details →
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Verdict

Our Pick: Amazon Prime Visa

With a 4.4/5 rating, the Amazon Prime Visa edges out the Capital One SavorOne Cash Rewards (4.1/5). No annual fee makes it easy to justify. The Amazon Prime Visa is a must-have for Prime members. 5% back at Amazon and Whole Foods with no annual card fee makes it the best way to save on purchases you're already making. Just factor in the $139/year Prime membership as the real cost.

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