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Capital One Venture Rewards vs Amazon Prime Visa

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Capital One Venture RewardsCapital One
Amazon Prime VisaChase
Rating4.6/54.4/5
Annual Fee$95$0
APR19.49% - 28.49%18.74% - 27.49%
Signup Bonus75,000 miles after spending $4,000 in 3 months, plus $250 Capital One Travel credit in first year$200 Amazon Gift Card upon approval
Rewards Rate5X on hotels and rental cars via Capital One Travel, 2X on every purchase5% at Amazon.com, Amazon Fresh, and Whole Foods Market, 5% on Chase Travel, 2% at restaurants, gas stations, and transit, 1% on everything else
Credit Scoregoodgood
Pros
2X miles on every purchase with no category tracking
75,000 mile bonus plus $250 travel credit for new cardholders
No foreign transaction fees and transfer to 15+ partners
5% back at Amazon, Amazon Fresh, and Whole Foods with no annual fee
5% on Chase Travel purchases
No foreign transaction fees
Cons
$95 annual fee with no travel credits to offset
2X base rate trails Venture X's earning structure
No lounge access or premium perks
Requires active Amazon Prime membership ($139/year)
Only 1% on most non-category purchases
Rewards are most valuable within Amazon ecosystem
View Details →View Details →
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Verdict

Our Pick: Capital One Venture Rewards

With a 4.6/5 rating, the Capital One Venture Rewards edges out the Amazon Prime Visa (4.4/5). At $95/yr, the value proposition is strong. The Capital One Venture is the sweet spot between simplicity and travel rewards. Flat 2X miles on everything with transfer partners and no foreign transaction fees — all for $95/year.

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