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Chase Ink Business Preferred vs World of Hyatt Credit Card

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Chase Ink Business PreferredChase
World of Hyatt Credit CardChase
Rating4.7/54.5/5
Annual Fee$95$95
APR17.74% - 26.74%19.49% - 27.99%
Signup Bonus100,000 points after spending $8,000 in 3 months30,000 bonus points after spending $3,000 in 3 months, plus up to 30,000 more by earning 2X per $1 on first $15K
Rewards Rate3X on first $150K/yr in travel, shipping, internet/cable/phone, advertising with social media and search engines, 1X on everything else4X at Hyatt hotels, 2X on dining, flights, and local transit, 1X on everything else
Credit Scoregoodgood
Pros
100,000-point bonus worth $1,250+ in travel via Chase portal
3X on travel, shipping, internet, phone, and online advertising
Points transfer to same 14+ partners as Sapphire cards
Hyatt points are worth 2cpp+ — among the most valuable hotel points
Automatic Discoverist status with 5 qualifying night credits annually
Free night award each cardmember anniversary (up to Category 4)
Cons
$8,000 spend in 3 months is a high threshold for the bonus
3X categories are business-specific, not everyday spend
No 0% intro APR offer
$95 annual fee
Earning is Hyatt-centric — limited value outside Hyatt ecosystem
2X on dining and travel trails competitors like Sapphire Preferred
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Verdict

Our Pick: Chase Ink Business Preferred

With a 4.7/5 rating, the Chase Ink Business Preferred edges out the World of Hyatt Credit Card (4.5/5). At $95/yr, the value proposition is strong. The Ink Business Preferred is the best business card for earning Ultimate Rewards points. 100K bonus, 3X on key business categories, and full access to Chase transfer partners.

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