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Citi Strata Premier vs Marriott Bonvoy Boundless

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Citi Strata PremierCiti
Marriott Bonvoy BoundlessChase
Rating4.5/54.3/5
Annual Fee$95$95
APR20.24% - 28.24%19.49% - 27.99%
Signup Bonus60,000 bonus points after spending $4,000 in 3 months3 Free Night Awards (each up to 50,000 points) after spending $3,000 in 3 months
Rewards Rate10X on hotels, car rentals & attractions via Citi Travel, 3X on air travel, restaurants, supermarkets, and gas/EV stations, 1X on everything else6X at Marriott hotels, 3X on dining and groceries, 2X on everything else
Credit Scoregoodgood
Pros
3X on five popular spending categories including travel, dining, and groceries
$100 annual hotel savings benefit
Transfer points to 17+ airline and hotel partners
3 free night awards worth up to $750+ at signup
Free night award each cardmember anniversary (up to 35K points)
Automatic Silver Elite status with 15 qualifying night credits
Cons
$95 annual fee with fewer premium perks than competitors
No lounge access
1X on non-category spending is low
Marriott points worth ~0.8cpp — less valuable than Hyatt
6X at Marriott is strong but 2X base is average
$95 annual fee
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Verdict

Our Pick: Citi Strata Premier

With a 4.5/5 rating, the Citi Strata Premier edges out the Marriott Bonvoy Boundless (4.3/5). At $95/yr, the value proposition is strong. The Citi Strata Premier (formerly Citi Premier) earns 3X on travel, dining, supermarkets, and gas. With transfer partners across 17+ airlines and hotels, it's a solid mid-tier travel card that competes with Chase Sapphire Preferred.

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