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Delta SkyMiles Gold American Express Card vs Amazon Prime Visa
Side-by-side comparison of fees, rewards, benefits, and more.
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Feature Comparison
| Feature | Delta SkyMiles Gold American Express CardAmerican Express | Amazon Prime VisaChase |
|---|---|---|
| Rating | 4.1/5 | 4.4/5 |
| Annual Fee | $150 | $0 |
| APR | 19.49% - 28.49% | 18.74% - 27.49% |
| Signup Bonus | 55,000 bonus miles after spending $3,000 in 6 months | $200 Amazon Gift Card upon approval |
| Rewards Rate | 2X on Delta purchases, restaurants, and U.S. supermarkets, 1X on everything else | 5% at Amazon.com, Amazon Fresh, and Whole Foods Market, 5% on Chase Travel, 2% at restaurants, gas stations, and transit, 1% on everything else |
| Credit Score | good | good |
| Pros | Free first checked bag saves $70+ per round trip Priority boarding on all Delta flights 2X on Delta, dining, and supermarkets covers common spend | 5% back at Amazon, Amazon Fresh, and Whole Foods with no annual fee 5% on Chase Travel purchases No foreign transaction fees |
| Cons | $150 annual fee is high for a mid-tier airline card SkyMiles have lower cpp value than some competitors No lounge access or travel credits | Requires active Amazon Prime membership ($139/year) Only 1% on most non-category purchases Rewards are most valuable within Amazon ecosystem |
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Verdict
Our Pick: Amazon Prime Visa
With a 4.4/5 rating, the Amazon Prime Visa edges out the Delta SkyMiles Gold American Express Card (4.1/5). No annual fee makes it easy to justify. The Amazon Prime Visa is a must-have for Prime members. 5% back at Amazon and Whole Foods with no annual card fee makes it the best way to save on purchases you're already making. Just factor in the $139/year Prime membership as the real cost.