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Discover it Miles vs Marriott Bonvoy Boundless

Side-by-side comparison of fees, rewards, benefits, and more.

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Feature Comparison
Feature
Discover it MilesDiscover
Marriott Bonvoy BoundlessChase
Rating4.2/54.3/5
Annual Fee$0$95
APR17.49% - 26.49%19.49% - 27.99%
Signup BonusUnlimited Mile-for-Mile match for all miles earned in first year3 Free Night Awards (each up to 50,000 points) after spending $3,000 in 3 months
Rewards Rate1.5X miles on every purchase6X at Marriott hotels, 3X on dining and groceries, 2X on everything else
Credit Scoregoodgood
Pros
First-year Miles Match doubles all rewards to effectively 3X
$0 annual fee and no foreign transaction fees
0% intro APR for 15 months on purchases and balance transfers
3 free night awards worth up to $750+ at signup
Free night award each cardmember anniversary (up to 35K points)
Automatic Silver Elite status with 15 qualifying night credits
Cons
1.5X base rate is average after first year
Discover not accepted as widely internationally
No transfer partners or premium travel perks
Marriott points worth ~0.8cpp — less valuable than Hyatt
6X at Marriott is strong but 2X base is average
$95 annual fee
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Verdict

Our Pick: Marriott Bonvoy Boundless

With a 4.3/5 rating, the Marriott Bonvoy Boundless edges out the Discover it Miles (4.2/5). At $95/yr, the value proposition is strong. The Marriott Boundless is the best entry-level hotel card for Marriott loyalists. 3 free nights at signup, an anniversary free night, and Silver Elite status make the $95 fee easy to justify.

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