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Wells Fargo Active Cash
No FeeEditor's PickCashbackNo-fee

Wells Fargo Active Cash

Wells Fargo

4.5/5TheFireWallet Rating

The Wells Fargo Active Cash is one of the strongest no-fee 2% cash back cards available. With a solid signup bonus and intro APR offer, it competes head-to-head with the Citi Double Cash while adding balance transfer flexibility.

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Key Details
Annual Fee
$0
APR
18.49% - 28.49%
Credit Score
Good
Rewards
2% cash rewards on all purchases
Signup Bonus
$200 cash rewards bonus after spending $500 in 3 months
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Pros & Cons

Pros

  • +Flat 2% cash rewards on all purchases with no categories to track
  • +$0 annual fee with a $200 welcome bonus
  • +0% intro APR for 12 months on purchases and balance transfers

Cons

  • -3% foreign transaction fee
  • -Requires a Wells Fargo relationship for best experience
  • -No bonus categories beyond the flat 2%
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Apply

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