New: Compare up to 3 cards side-by-side instantly Compare now →
Citi Double Cash Card vs Wells Fargo Active Cash
Side-by-side comparison of fees, rewards, benefits, and more.
[ 01 / 02 ]
·
Feature Comparison
| Feature | Citi Double Cash CardCiti | Wells Fargo Active CashWells Fargo |
|---|---|---|
| Rating | 4.5/5 | 4.5/5 |
| Annual Fee | $0 | $0 |
| APR | 17.49% - 27.49% | 18.49% - 28.49% |
| Signup Bonus | $200 cash back after spending $1,500 in 6 months | $200 cash rewards bonus after spending $500 in 3 months |
| Rewards Rate | 2% on everything (1% on purchase + 1% on payment), 5% on hotels/cars/attractions via Citi Travel | 2% cash rewards on all purchases |
| Credit Score | good | good |
| Pros | Flat 2% cashback on everything — no categories to track 5% on hotels, car rentals, and attractions via Citi Travel 18-month 0% intro APR on balance transfers | Flat 2% cash rewards on all purchases with no categories to track $0 annual fee with a $200 welcome bonus 0% intro APR for 12 months on purchases and balance transfers |
| Cons | 3% foreign transaction fee No additional perks or insurance Must pay at least minimum due to earn the second 1% | 3% foreign transaction fee Requires a Wells Fargo relationship for best experience No bonus categories beyond the flat 2% |
| View Details → | View Details → |
[ 02 / 02 ]
·
Verdict
Our Pick: Citi Double Cash Card
Both cards tie at 4.5/5, but No annual fee makes it easy to justify. The Citi Double Cash is the no-nonsense cashback card. A flat 2% back on every purchase with no annual fee, plus 5% on travel booked through Citi. If you want simplicity and guaranteed returns, this is it.