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No FeeEditor's PickCashbackNo-fee
Citi Double Cash Card
Citi
4.5/5TheFireWallet Rating
The Citi Double Cash is the no-nonsense cashback card. A flat 2% back on every purchase with no annual fee, plus 5% on travel booked through Citi. If you want simplicity and guaranteed returns, this is it.
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Key Details
Annual Fee
$0
APR
17.49% - 27.49%
Credit Score
Good
Rewards
2% on everything (1% on purchase + 1% on payment)
Signup Bonus
$200 cash back after spending $1,500 in 6 months
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Pros & Cons
Pros
- +Flat 2% cashback on everything — no categories to track
- +5% on hotels, car rentals, and attractions via Citi Travel
- +18-month 0% intro APR on balance transfers
Cons
- -3% foreign transaction fee
- -No additional perks or insurance
- -Must pay at least minimum due to earn the second 1%
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Apply
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