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Apple Card vs Capital One QuicksilverOne Cash Rewards
Side-by-side comparison of fees, rewards, benefits, and more.
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Feature Comparison
| Feature | Apple CardApple / Goldman Sachs | Capital One QuicksilverOne Cash RewardsCapital One |
|---|---|---|
| Rating | 3.8/5 | 3.8/5 |
| Annual Fee | $0 | $39 |
| APR | 17.49% - 27.74% | 30.49% |
| Signup Bonus | None | None |
| Rewards Rate | 3% Daily Cash on Apple purchases and select merchants, 2% on Apple Pay purchases, 1% on everything else | 1.5% cash back on every purchase |
| Credit Score | good | fair |
| Pros | No fees at all — no annual fee, foreign transaction fee, or late fees 3% back at Apple and select partners like Uber, Walgreens, and Nike Daily Cash deposited to Apple Cash immediately | 1.5% cash back on everything — rare for a fair-credit card No foreign transaction fees See if you're pre-approved with no credit impact |
| Cons | No signup bonus Only 1% with physical card (2% requires Apple Pay) Limited to Apple ecosystem for best experience | $39 annual fee High 30.49% APR No signup bonus |
| View Details → | View Details → |
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Verdict
Our Pick: Apple Card
Both cards tie at 3.8/5, but No annual fee makes it easy to justify. The Apple Card is the simplest credit card on the market. Zero fees across the board, Daily Cash deposited instantly, and deep Apple ecosystem integration. It's not the highest earner, but it's the most hassle-free.