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No FeeCashbackNo-fee

Apple Card

Apple / Goldman Sachs

3.8/5TheFireWallet Rating

The Apple Card is the simplest credit card on the market. Zero fees across the board, Daily Cash deposited instantly, and deep Apple ecosystem integration. It's not the highest earner, but it's the most hassle-free.

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Key Details
Annual Fee
$0
APR
19.24% - 29.49%
Credit Score
Good
Rewards
3% Daily Cash on Apple purchases and select merchants
Signup Bonus
None
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Pros & Cons

Pros

  • +No fees at all — no annual fee, foreign transaction fee, or late fees
  • +3% back at Apple and select partners like Uber, Walgreens, and Nike
  • +Daily Cash deposited to Apple Cash immediately

Cons

  • -No signup bonus
  • -Only 1% with physical card (2% requires Apple Pay)
  • -Limited to Apple ecosystem for best experience
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Apply

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