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Discover it Cash Back
No FeeCashbackNo-feeRotating

Discover it Cash Back

Discover

4.4/5TheFireWallet Rating

Discover it Cash Back is the best starter rewards card. The first-year Cashback Match effectively gives you 10% on rotating categories and 2% on everything else. Hard to beat for year one.

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Key Details
Annual Fee
$0
APR
17.49% - 26.49%
Credit Score
Good
Rewards
5% on rotating quarterly categories (up to $1
Signup Bonus
Cashback Match — unlimited dollar-for-dollar match of all cash back earned in first year
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Pros & Cons

Pros

  • +First-year Cashback Match doubles all rewards
  • +$0 annual fee
  • +5% rotating categories can be very lucrative

Cons

  • -Must activate quarterly categories
  • -$1,500 quarterly cap on 5% categories
  • -Discover not accepted as widely as Visa/Mastercard
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Apply

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