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No FeeCashbackNo-feeRotating
Discover it Cash Back
Discover
4.4/5TheFireWallet Rating
Discover it Cash Back is the best starter rewards card. The first-year Cashback Match effectively gives you 10% on rotating categories and 2% on everything else. Hard to beat for year one.
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Key Details
Annual Fee
$0
APR
17.49% - 26.49%
Credit Score
Good
Rewards
5% on rotating quarterly categories (up to $1
Signup Bonus
Cashback Match — unlimited dollar-for-dollar match of all cash back earned in first year
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Pros & Cons
Pros
- +First-year Cashback Match doubles all rewards
- +$0 annual fee
- +5% rotating categories can be very lucrative
Cons
- -Must activate quarterly categories
- -$1,500 quarterly cap on 5% categories
- -Discover not accepted as widely as Visa/Mastercard
[ 03 / 04 ]
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Compare
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